A historical collection of our writing.
Gillian MunsonCo-authored by Hanel Baveja 91 million Americans struggle to access money when they need it, often resulting in excess cost and low credit scores. Sadly, this is big business. This consumer group pays $106 billion in fees each year for short-term credit products. Frequently, this market traps […] Read more
In 2006 my friends Mia and Andre (pseudonyms) bought their dream garden apartment in Harlem for $500K. They had rented in New York for a decade and bought the apartment expecting to make it their home indefinitely. They initially financed the purchase with a 30-year mortgage but flipped to a […] Read more
A new blockchain & cryptocurrency project, Libra, was announced today. Libra has been incubated by Facebook. USV will be one of the founding members of the governing body, the Libra Association. Libra is a stable, fiat-backed cryptocurrency that will launch inside some of the world’s largest […] Read more
Dani GrantOne of the applications of blockchain that we are very excited about is Universal Basic Income. While UBI has traditionally been imagined as a government subsidy, cryptocurrency gives us a way to implement UBI without the need for a government to implement it. We are intrigued by this possibility […] Read more
ShopShops is an example of our thesis around broadening access. It allows consumers to find and buy product from makers and retailers across the globe as well as connect with other users who share tastes and interests. Similarly, retailers can quickly and easily expand their reach to customers […] Read more
We believe we are still at the beginning of the opportunity to broaden access with the most critical implications ahead of us. As a result, we decided to revise our thesis into a third version: USV backs trusted brands that broaden access to knowledge, capital, and well-being by leveraging […] Read more
