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Patch Homes, A Modern Finance Company

In 2006 my friends Mia and Andre (pseudonyms) bought their dream garden apartment in Harlem for $500K. They had rented in New York for a decade and bought the apartment expecting to make it their home indefinitely. They initially financed [...]  Read more

New USV Website

Today we have launched a new website for USV . It is the second complete overhaul of the site since USV launched with a blog in 2004 (modulo some smaller experiments with tagging in between). The new site is up [...]  Read more

Back At It

The summer is over and the fall season is upon us. I love the fall in NYC. It hums with energy, the air cools a bit, and everyone is out and about. It is also a good time to get [...]  Read more

Labor Day: UBI versus Job Guarantee

The majority of the 2020 presidential candidates on the Democratic side support a Federal Job Guarantee with Andrew Yang being the lone voice in favor of a Universal Basic Income. Both of these policies are aiming to address the changes [...]  Read more

Labor Day: UBI versus Job Guarantee

The majority of the 2020 presidential candidates on the Democratic side support a Federal Job Guarantee with Andrew Yang being the lone voice in favor of a Universal Basic Income. Both of these policies are aiming to address the changes [...]  Read more

Labor Shortages

I read last week that there are a growing number of regions around the country where there are labor shortages. Businesses literally cannot find the workers they need to operate their businesses. Today is Labor Day, a day to celebrate [...]  Read more

Scaling In Lower Cost Locations

This is a topic I’ve written about a bunch over the years. I feel like it is becoming more urgent every day. Last week I heard some shocking numbers about salary levels for certain kinds of engineers in the bay [...]  Read more